জাতীয় বিশ্ববিদ্যালয়ের শিক্ষার্থীদের অনার্স ৩য় বর্ষের মার্কেটিং বিভাগের financial management in english
financial management in english
বিষয় কোড : ২৩২৩০৫
ক-বিভাগ: অতিসংক্ষিপ্ত প্রশ্ন ও উত্তর
1. What is investment decision?
Ans. The decision which involves the allocation of capital acquired to long term assets that would provide benefits in the future is called investment decision.
2. What is social responsibility?
Ans. The social responsibility is the summation of responsibility for the welfare of their employees, customers as well as the communities in where their operations.
3. What is corporate governance?
Ans. Corporate governance is the system of rules, practices and process by which a company is directed and controlled.
4. What is financial management?
Or, Define financial management.
Ans. Financial Management is the operational activity of a business that is responsible for obtaining and effectively utilizing the funds necessary for efficient operations.
5. What is time line?
Ans. The horizontal line which represents the investments and cash flows at different point of time on its right side and a zero at the very left side is called the time line.
6. What is compound interest?
Ans. The process in which accrued interest is added with the principal amount at every term and further interest is accrued on the total amount which represents interest accrues on the total of principal and interest is called compound interest.
7. What is “rule 69”?
Ans. The time which will be needed to double an investment is called rule “69”.
8. What is PVIF?
Ans. The present value of 1 taka which will be got at future at different interest rates is called PVIF (Present value of interest factor.)
9. What is effective interest rate EIR?
Ans. When the compounding is on a recurring bares at that time the accrued compound interest and simple interest is consolidated and the rate found on that amount is called effective rate if interest.
10. What is Capital budgeting?
Ans. The process of identifying, analyzing and selecting investment projects whose returns (Cast flows) are expected to extend beyond one year i called Capital budgeting.
11. What is risk?
Ans. Risk is the financial loss or more formally, the variability of returns associated with a given assets.
12. What is Internal Rate of Return (IRR)?
O, Explain IRR.
Ans. The Internal Rate of Return is the discount rate that equals the sum of the present values of series cash inflows with the initial investment.
13. What is risk?
Ans. Risk is the financial loss or more formally, thek variability of returns associated with a given assets.
14. What is retention ratio?
Ans. Retention Ratio the part or percentage of the net earnings which is retained.
15. What is flotation costs?
Ans. The total cost for issuing and selling of shares is called flotation costs.
16. What is corporate tax?
Ans. The tax applicable for companies and corporations is called corporate tax.
17. What is operating cycle?
Ans. Operation cycle refers to the time period between the requisition of inventory and the collection of cash from receivables is called operation cycle.
18. What is Commercial paper?
Ans. Commercial paper is an unsecured, short-term debt instrument issued by a corporation, typically for the financing of accounts receivable, inventories and meeting short-term liabilities. Maturities on commercial paper rarely range any longer than 270 days.
19. What is Lease Financing?
Ans. Lease Financing is the process by which a firm can obtain the proper use of certain fixed assets for which it must make a series of contractual, periodic, tax deductible payments.
20. What is lease?
Ans. Lease is a contract between a lessors (the owner of the assets) and a lessee (the user of the assets).
21. What is Financing Lease?
Ans. Financing Lease is a longer term lease than an operating lease that is non cancelable and obligates the lessee to make payments for the use of an asset over a predefined period of time.
22. What is international lease?
Ans. International leasing is the hiring or rental of contract equipment between two of several countries, the lessor and the lessee. The equipments is not owned by the lessee but can be used by him for the duration of the lease.
23. What is Optimal capital structure?
Ans. The Capital structure that minimizes the firm’s cost of capital and thereby maximizes the value of the firm is called optimal capital structure.
24. What is financial leverage?
Ans. Financial leverage can be defined as the potential use of fixed financial costs to magnify the effects of changes earnings before interest and taxes (EBIT) on the firm’s earnings per share.
25. What is capital market?
Ans. Capital market is a market where long term securities are trade.
26. What is money market?
Ans. Money Market is a financial relationship created between suppliers and demanders of short term funds.
27. What is public issue?
Ans. Public issue is the sale of share bonds and securities of stock to the general public.
28. What is underwriting?
Ans. Underwriting is the role of the investment bank is taking the risk of reselling at a profit the 11 securities purchased from an issuing company at an agreed on price.
29. What is pre-emptive right?
Ans. The privilege of the shareholders to maintain their proportional company ownership by purchasing a proportionate share of any new issue of common stock, or securities convertible into common stock.
30. What is the elaborating of BSEC?
Ans. BSEC = Bangladesh Securities and Exchange Commission.
খ-বিভাগ: সংক্ষিপ্ত প্রশ্ন
1. What is financial management?
2. What is meant by corporate finance?
3. Discuss the corporate decisions?
4. Why is profit maximization not the ultimate goal of the firm?
5. Differentiate between wealth maximization & profit maximization.
6. Difference between simple and compound interest.
7. You have a plan to buy a car after 6 years from now. The car will cost Tk. 4 lakh at that time. You are planning to accumulate the required fund by a monthly deposit in a bank account bearing 12 per cent interest. What would be the monthly installment of your deposit?
8. Mr. Ahnaf has taken a loan of Tk. 10,00,000 from a bank. After 10 years he has given the bank Tk. 17,00,000. Calculate die rate of interest if interest compounded quarterly.
9. Discuss the Sources of risk?
10. Show the difference between risk and uncertainty?
11. What is meant by risk?
12. Difference between CE approach and RADR approach.
13. Canvass Ltd. is considering two mutually exclusive project. Project A and project B. A requires and initial outlay of Tk. 20,000 and the expected cash inflows of Tk. 5,000 each of the next 5 years. Project B requires an initial outlay of Tk. 25,000 and has an expected cash inflows of Tk. 6,500 for each of the next 5 years. Use pay back period method which project do you recommend for the company.
14. Green company presently is an unlevered firm. The company expects to generate Tk. 2,00,000 in earning before interest and taxes (EBIT), in perpetuity. The firm is considering a capital structure to allow Tk. 1,00,000 of debt. It cost of debt is 12%. Unlevered firms in the same industry have a cost of equity capital of 18%. Tax rate 35%. What will be the new value of green company?
15. What is mean by corporate tax?
16. Make difference between operating leverage and financial leverage.
17. Show the difference between private placement and public issue.
18. What is mean by pre-emptive right?
19. Show the difference between right issue and public offering.
20. Distinguish between common stock and bond.
গ-বিভাগ: রচনামূলক প্রশ্ন
1. Discuss the role of a financial manager.
2. What is agency conflict? Discuss in brief the various techniques of overcoming agency problem?
3. Discuss the importance of financial management.
4. Briefly discuss the qualities of a financial manager.
5. Describe the role of Bangladesh Securities and Exchange Commission BSEC as a controller of capital market.
6. What is the present value of the following cash flows at an interest rate of 12 per cent per year?
i. Tk. 100 received five years from now.
ii. Tk. 100 received each year beginning one year from now and continuing for ever.
iii. If you wish to save a portion of the earinings from job this year to make your first tuition payment next semester, a year from now tuition will be Tk. 600 and the bank will pay 5 per cent interest compounded annually. How much money must you put in the bank now in order to have Tk. 600 next year?
7. You have a plan to accumulate Tk. 12,00,000 ten years from now for buying a car. You are deciding to deposit a certain amount of money in a special account that will provide you 9.5% interest per annum.
i. What will be your annual deposit at the beginning of each year.
ii. What will be your annual deposit at the end of year?
iii. What will be your half-yearly deposit?
8. You brother committed to present you a personal computer on your graduation after 5 years from now. The computer will cost Tk. 30,000 at that time. Your brother is planning to accumulate the fund by depositing euqal amount of money in bank account 8% interest rate per annum. How much should your brother in the bank account if the deposits are made
i. 1 yearly,
ii. quarterly?
9. Grameen Phone Ltd. estimated annual cash requirement is Tk. 30 Lakh; the annual interest rate of marketable securities is 10%. The transaction cost of marketable securities is Tk. 50 of each time of transfer.
Required:
a. Calculate the optimum level of cash to be maintained.
b. Number of times transactions should be executed in a year.
c. Show the calculation of total cost of different levels of cash holdings.
(You can assume imaginary transaction size.)
10. Jamuna company has annual sales of Tk. 5 million, cost of goods sold of 75% of sales, and purchase that are 65% of cost of goods sold. Jamuna company has an average age of inventory of 50 days, an average collection period of 30 days and an average payment period of 20 days.
i. Calculate operating cycle for Jamuna.
ii. Calculate cash conversion cycle for Jamuna.
iii. The resources Jamuna has invested in cash conversion cycle (assuming 360-day year.)
11. Adib Company extended credit facility for Tk. 10,00,000 On term of
i. 2/15, Net 45; ii. 2/20, Net 90. Calculate which alternative is appropriate for the Company.
12. A company needs to acquire an equipment that will cost Tk. 3,35,200. The company has two alternatives to finance the requirement:
a. To take lease from 1LC for 5 years with an annual lease pa. Tk. 1,20.000 to be paid at the end of each period.
b. To take loan from Jamuna Bank Ltd. @15% interest P.a.r. annually at the end of each of the 5 years in equal inst; The equipment will be depreciated on straight line basis. Corp rate is 40%. Which offer the company should accept?
13. Discuss the advantages of Lease Financing.
14. A company needs to acquire an equipment that will cost Tk. 3,35,220. The company has two alternatives to finance the equipment:
a. To take lease from United Leasing Company for 5 years with an annual lease payment of Tk. 1,20,000 to be paid at the end of each period.
b. To take loan from Janata Bank at 15% interest p.a. repayable annually at the end of each of the 5 years in equal installments. The equipment will be depreciated on straight line basis. Corporate tax rate is 40%.
Which offer the company should accept?
15. You are supplied with the following data relating to Madina Ltd:
Variable expenses as % of sales -60
Annual interest paid -TK. 5,000
Degree of Operating Leverage (DOL) -6:1
Degree of Financial Leverage (DFL) -3:1
Income tax rate -30%
Compute Earninge After Tax (EAT) of the company.
16. Currently Sonali Ltd. has a total capital of Tk. 40 lakh consisting of 40 percent debt capital at 10 percent interest and 60 percent share capital of Tk. 100 p[er share. Now the company is planning to expand capital by 50 percent. The company has four alternative plans.
i. 50 percent by 12% debt capital and 50 percent by common stock share capital;
ii. Fully by 11% preferred sock capital;
iii. Fully by common stock capital;
iv. Fully by 12% debt capital.
Requirements:
a. Find out the EPS under each of the alternative method of financing.
b. Which alternative should be selected by company? Why?
17. Explain best effort method and firm commitment method of underwriting.
18. What is bond refunding? Why is it done?
19. Discuss various types of secured bond.
20. Moni Cotton Ltd. has 50,000 shares outstanding and each share is currently selling at Tk. 40. For the proposed R and D program the company needs to acquire and fund of Tk. 5,00,000. The financial manager of the company, Mr. Hossain wants to raise the required fund by offering right shares at Tk. 25 per share.
Requirements:
a. Number of new shares to be issued.
b. Number of rights needed to buy a new share of stock.
c. Value of right before ex-right.
জাতীয় বিশ্ববিদ্যালয়ের মার্কেটিং অনার্স ৩য় বর্ষের প্রিয় শিক্ষার্থীরা, এই লিংকে ক্লিক করে financial management in english pdf download করে নাও। কোর্সটিকায় আমরা মার্কেটিং বিভাগের সকল বিষয়ের সাজেশন প্রকাশ করেছি। যা তোমরা সম্পূর্ণ ফ্রিতে সংগ্রহ করতে পারবে।
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